Buying your home Across Atlanta with BluRobin Global Realty Group
Buying a home intimidates many people, but it isn't too hard with a bit of up-front planning. We like to give buyers an outline of the entire deal so they'll understand exactly what they can expect. These are our nine steps to purchasing a home.
Step 1 – Get ready to purchase
There are a lot of things you should consider before commencing your home search. When you start your search, you'll want to form a checklist of must-have features, get a feel for what school districts and neighborhoods you'd like to live in, and start working on your budget. A good rule to adhere to is that your mortgage payment should be less than or around a third of your monthly income.
Step 2 – Communicate with a real estate agent across Atlanta
This is where BluRobin Global Realty Group comes in. We'll set up a time to get together so we can talk about why you want to buy a home and get an idea of your future plans. We'll talk about the mortgage and housing industries, other economic factors that might affect your buying decision today or in the future, as well as neighborhoods and school districts Across the Atlanta area.
We'll also help you begin the loan process. There are some great mortgage professionals Across Atlanta, and we partner with a lot of them, so you can rest assured that you're in great hands. They'll help you decide which kind of loan is best for you, as well as help you get approved.
Step 3 – Start looking
After our first meeting, we'll begin looking for houses on the market that meet your needs. We'll preview most of the houses and exclude the bad ones, and then we'll book appointments to view the houses whenever it's convenient for you.
As we tour the homes, we'll call attention to good features and bad ones. We'll even ask you to point out what things you like and dislike. For the most part, buyers change their list of must-haves as we view homes and some features become far more crucial than others. If such is the case, we'll look through the listings again and trim it down to the home of your dreams.
Step 4 – Understand the housing market
Our awareness across the Atlanta market is a valuable asset in your house search. We're informed of all the schools and neighborhoods, and we'll communicate what districts are "hot" and warrant immediate action and the ones that are "cold" and allow for thoughtful examination.
When we tour houses, we'll let you know if the list price has room for bargaining or if we believe the house is "priced to sell." When working with an agent, trust your instincts and make sure you ask lots of questions. Any real estate agent across Atlanta will convince you they comprehend the market. If it seems like they don't know everything, contact us at (678) 390-BLUE or e-mail us at Info@AcrossAtlanta.com, and we'd be more than happy to answer any questions you may have. Our knowledge of the market will help you stay a step above the rest throughout the entire process.
Step 5 – Find the home you've been looking for
We're sure we'll find the home of your dreams across Atlanta, and when that happens, we'll precisely develop your home purchase offer. The offer will be written to suit your needs. Whenever necessary, we never forget to make contracts contingent upon items like acquiring financing and the results of the home inspection.
When presenting your purchase offer, you'll need to submit "earnest money." This is a cash deposit submitted to the seller to secure an offer to purchase the property. The amount is typically put towards the cost of closing. If the seller accepts your offer, we should close on the home within 30 to 60 days after. This allows necessary time for your mortgage financing.
Step 6 – Negotiate
Unfortunately most deals don't close on the first offer. It's very common to receive a counter offer. But don't let it alarm you. We'll consider whether or not to agree to the counter offer, propose our own counter offer, or refuse the seller's offer and move on.
How aggressively we negotiate the deal depends on the state of the market. In addition, we'll work within your financing limits. And when it's all said and done, we'll put together a contract that works well for you.
Step 7 – Obtain your loan
Upon completing the contract, you'll begin working with your mortgage lender to close the loan. If you're already pre-qualified, this won't take much time at all, but you need to keep in close contact with your mortgage lender. And we'll take care of all the property information your mortgage lender will need to close the loan.>
Step 8 – Close the deal Within three days, you’ll get a Loan Estimate (LE) designed to provide disclosures that will help you understand the key risks, costs, and features of the mortgage loan you’re applying for. Feel free to ask any questions you may have about this.
Step 9 – Move in
Congratulations! It's time to move into your new house. Enjoy it. And if you need anything or have any questions, simply contact us at (678) 390-BLUE or send us an e-mail.